Monday, May 30, 2016

Could generic viagra lure a wanted criminal

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Members of the FBI who face the challenge of locating one of the criminals listed as being among the FBI’s “Ten Most Wanted,” might want to study ways to make use of Generic Viagra. Perhaps they could circulate information about cheap generic Viagra or incredibly inexpensive Generic Cialis. They might then have luck with trapping a criminal who desired a way to improve his sexual performance.


Back in 1985, well before the appearance on drug store shelves of both Viagra and Cialis, the FBI sought a murderer, one who loved to jog and to lift weights. While living in California, that jogger and weightlifter had performed a very callous act. He had killed his son and two daughters.


In an effort to escape from the long arm of the law, that uncaring father traveled across the United States. Eventually, he found himself in a Pennsylvania county, York County.
Now the criminal’s movements did take him far from California, but they moved him into a County that was the home of Bob Hoffman, the founder of the York Barbell Company.


Bob Hoffman had earned the title “Father of World Weightlifting.” Hoffman had been given the title because he had directed his efforts towards the promotion of physical fitness. Between 1948 and 1964, Hoffman had been the coach of the U. S. weightlifting team.


After leaving that position, Hoffman put much of his energy into the affairs of York Barbell Company. Hoffman enjoyed business success, and he used some of his profits to support a cause that was dear to him. He offered financial support to the promotion of weightlifting and bodybuilding. In addition, he advocated for the benefits of nutritional supplements.


Recognized and respected as a philanthropist, Bob Hoffman received affirmations from many in the community. When Hoffman died, in 1985, the papers carried a long article about his life and his business dealings. That article mentioned the existence of the Hoffman Health Store.


Now the murderer from California happened to see the article about Hoffman’s passing. He made note of the fact that the Hoffman Health Store had been mentioned in that article. The murderer wanted to visit that store.


The murderer’s desire to become even healthier landed him in prison. When he got into a taxi and asked to go to the Hoffman Health Store, his behavior aroused the suspicions of the taxi driver. Taxi drivers across the U. S. had been given information about the FBI’s most wanted. The murderer stepped into a cab with a driver who linked the picture he had seen to the face then in his taxi.


The taxi driver contacted the FBI. The FBI learned that the murderer, Robert Henry Nicklaus, had chosen to get a room at the local YMCA. The agents waited quietly near that room. They caught Nicklaus when he returned from a shopping trip with a bag of groceries.


Maybe our present-day FBI agents could nab a criminal on the “Most Wanted” list as he returned to his residence, following a trip to the drug store. That criminal might return to his residence with a bottle of generic Viagra.


Sunday, May 29, 2016

Will the democrats be able to reverse the online gambling ban

Many people were hoping that if the Democrats won control of Congress they would reverse the online gambling ban, but experts doubt they will even try or that if they do that the will be successful.


Once the bill was passed and signed into law by the president, it became much harder to reverse the law.


The democrats would need to bring up the law and get it to a vote, then after the vote passed it needs to go to the president for his signature. The problem with this is that the current president is the one who signed the bill into law in the first place.


Another problem is because the gambling ban was attached to another bill, it means that to reverse the law the entire bill needs to be reversed, but the other part of the bill is for an increase in port security, so any congressmen who recommends reversing this law, will be going on record as trying to reverse the increase in port security.


Because of this trying to get the law reversed could ruin a congressman’s chances of ever getting elected to public office again for the rest of their lives.


It is more likely that it will have to wait till the end of George Bushes term in office and then get an amendment to the law that reverses only gambling ban part of the law.


So if you are on Online Gambling enthusiast and you were hoping that after the election the online gambling ban would just disappear I am sorry to say you were mistaken and that you are going to have to wait a little longer, but that does not mean you need to sit quietly by.


The key is to make sure that you are heard, write letters to congressmen, and attend protest rallies anything that will keep this issue in the front of the minds of the politicians so they know that just as the Republicans lost the house so can they.


The republicans used the online gambling ban to try to gain votes for them in the last weeks before the election, but it backfired on them and lost them more votes then it brought in.


Hopefully the Democrats will learn from the mistakes of the Republicans and will understand that banning something never works, and that it is only thru regulating the online gambling industry that will ensure that it is safe and honest to play and that no underage children manage to play.


Other wise I am sure that the Democrats will also see the wrath of the American voters when it comes time for the next elections.


The American people are tired of having the government controlling every aspect of their lives and I think this election may have made their point for them.


So if the question is will they try to reverse the law I am sure they will try, but how successful they will be is still up in the air, and no one can really know what the outcome will be.


Friday, May 27, 2016

Guide to hiring a wedding coordinator planner

After reading everything in this book, you may be concerned that you don’t have what it takes to plan your own wedding. Perhaps you feel that you’re too busy or that you’re just not creative enough. That’s okay.


Finding help


Wedding coordinators and planners are professionals at making your special day memorable and stress free. They know the ins and the outs of planning a wedding. And since they’re local for the most part, they also know what your city is like. They will know where the good places to have a reception are, or where the best catering can be found.


They do the work for you and come back with options for you to select from. You work together until you find something that suits the both of you. They’ll help you work within a budget, make all the calls that you need, and even remind you of things that only you can do.


They’re really a day planner for your wedding day creation.


For the busy couple that doesn’t have the time, or needs to travel a lot, a wedding coordinator or planner can provide a sense of security and ease. A good one with attend to your every need and desire in a beautiful wedding, while also relieving you of going through the motions.


Not for everyone


One of the main reasons that couples don’t always enlist wedding coordinators is that they do charge a fee for helping throughout the process. This makes sense because it is their time and their livelihood. However, if it’s an investment in your sanity, it may be well worth the extra check.


Another thing that you may want to consider before hiring someone to help you is whether or not it will make you less stressed. Those brides and grooms that enjoy planning and being in control of tings may find it hard to relinquish that to someone else. They end up calling the planner constantly, making additional plans without their knowledge, and other destructive behaviors. This is why sitting down with a few different coordinators will help you to choose one that complements your personality and your wishes.


A wedding coordinator or planner will be with you from the first step to the last, helping you navigate the details and doing the busy work. If you’re concerned that you’ll fall behind on the wedding planning, or you just want someone else to handle it, interview a few wedding planners and see if there’s someone who can help.


How to pick the right shares

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This is one of the questions that I’m asked the most and it’s an answer that I like to answer in two ways.

The more technical or objective way to answer it is to compare your performance to something concrete. For example the market average in your own country. For us here in Australia it’s the All Ordinaries index which has returned well over 40% in the last few years and has averaged over 10 percent per year over the last 25 years. If you haven’t made a return of at least this rate then you haven’t performed at a satisfactory level. I know it’s a fairly cold way of looking at things but that’s the facts.

So consider this, it is a well known fact that 70% of fund managers don’t actually beat the market average. However, being an individual investor and not faced with the same constraints you should comfortably be beating this average to consider yourself successful.

How do I beat the average you ask – well there’s a very logical answer to this question. It comes from three very important characteristics of any share.

Firstly, the share should be a leading company within the industry. For example within the top 100 largest companies. Those with a proven track record of success.

Second the share’s price history should exhibit the characteristics of a long term uptrend. When you look at chart of such a company you should see it starting in the bottom left hand corner of the page or screen and finishing in the top right hand corner.

Thirdly the share itself should be outperforming the market average. That makes sense if you want your share portfolio to outperform the market average as well.

If these three criteria are applied to all shares within your portfolio you will be selecting shares that are performing well fundamentally. You will be selecting shares have been moving in an upward direction so it is easier to make money from them. And you will be selecting shares that are already performing better than the average. So logically the shares that you have will be giving you the best possible chance to outperform the market average.

What do you want?

The second way I answer questions on how well people should be doing is by asking them how well they want to be doing. It is always fun to hear people umm and err at this question because they simply don’t know. They don’t know what returns they want so how will they ever know when they’ve achieved what they want. It is much easier to reach a goal if you define it up front. You also know if you are not reaching it and so can do something about it.

Thursday, May 26, 2016

Life insurance quandary

We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These people don't know how much to buy or what type...


You may say the easiest way to go is to ask a life insurance agent. If you know a reputable one that sells for a highly rated company then go for it. If you don't then here are some guidelines that you may find useful.


Single Persons Insurance Needs


If you are single then the amount of life insurance needed is whatever it will cost to pay off your last expenses including funeral costs. I refer to things like paying off outstanding debt that may leave a loved one holding the bag. Attorneys fees and estate taxes should also be included.


Needs Of A Married Person With Children


A married persons needs are a different matter, especially if there are children involved. Both parents work, more often than not, in todays world. Both help with the maintenance of the household. If either parent dies serious financial problems could come into play. Regardless of whether or not the income is coming in the bills have to be met. The rent or mortgage has to be paid, the survivors have to eat and they also have to wear clothes. They will continue needing a car as well as sufficient funds to pay utility bills.


Every child today is involved in something. It could be some kind of sport or other extra curricular activities. All these things cost money.


What you need to think about is that the cost of living, for a particular household, is not going to change very much because one of the breadwinners is no longer there...unless that person is very extravagant. If it costs $50,000 to live now, for example it will cost close to that amount after a spouse dies. We should therefore purchase sufficient life insurance to assure the continuation of that persons income after death.


Now, what type of life insurance should we buy. Term life insurance is a favored choice but there are many term plans to choose from. Here is what you do. Decide how long a period you will need the policy for and buy a level term policy that will fit that tome period.


Your youngest child is age 12. S/he is expected to graduate by age 18 but you also have to figure in 4 years of college. You therefore need to buy a policy that would provide sufficient income until this child is age 22. You also should add an amount which would cover the college costs for all the children if you died. The same consideration goes for your spouse. A 10 year or 15 year term policy would take care of this situation.


You may also want to consider providing the life insurance coverage for a longer period of time so that tour spouse is also taken care of. In this case you may want to purchase a 30 year term policy. You can convert it to a permanent plan within a specific period of years, depending on the company you are dealing. On the other hand, you may choose to buy a permanent policy like whole life, universal life, variable universal life or variable life policy which will give you the coverage from the outset and continue for a longer period.


Click here for additional information: lifeinsurancehub. net/types-of-life-insurance-policies. html


Tuesday, May 24, 2016

Secret weight loss tips for women over forty

If you have ever joined with a male friend in a weight loss programme you may have noticed that men are able to lose weight more easily than women. Life seems cruel sometimes. Men hold a metabolic edge over women because they have more muscle, and muscles are the "workhorses" of the body.


Many women who felt slim at 35 years, still weighing the same at 45 hnow consider themselves "fat". No it probably isn't social conditioning. It is more likely to be the truth and they are actually more "fat" than they used to be. The scales are not the only answer to understanding what's going on in your body.


Consider the case of Annette who weighed 63 kilos at age 35. At that time, 23 percent of her body consisted of fat. (Experts consider 23 to 33 percent body fat healthy for women ages 40 to 59). Back then, 15 of Annette's 63 kilos were fat. The rest--48 kilos--consisted of bone, muscle, water, and internal organs.


By the time Annette reached age 48, her body fat had increased from 23 percent to 30 percent, yet her weight had remained the same. Her body now contains 20 kilos of fat, 5 more kilos of fat than at age 35. At the same time, Annette had lost approximately 5 pounds of muscle.


When women gain fat and lose muscle, two things happen:


Fat isn't as dense as muscle, so any fat gained takes up more space than muscle. Even if you haven't gained weight on the scale, your body can appear larger, and your clothing size may even increase.


Because muscle burns more calories than fat, your metabolism slows and you burn fewer calories, which can contribute to weight gain if you don't make adjustments in your calorie consumption. Muscle burns up to 7 times more energy than fat, so the effect on your metabolism can be quite significant.


Annette has been extraordinarily careful about what she eats and hasn't been able to lose weight - with good reason. The amount of lean body mass you have is an important factor in determining the rate at which you burn calories. If lean body mass drops, metabolism drops.


Every pound of muscle a woman loses slashes the number of calories she burns by as many as 30 calories a day. If she loses 10 pounds of muscle over 3 decades, she could burn 300 fewer calories each day, or a whopping 2,100 fewer calories each week.


By the time she celebrates her 55th birthday, she could have lost as many as 15 pounds of muscle, and now burn 450 fewer calories each and every day.


What this means for Annette--and other women in their forties and fifties--is that maintaining muscle mass is critical as the birthdays add up. Lean muscle matters because there's so much of it.


Calorie-burning muscle accounts for approximately 40 percent of the body mass of a normal-weight woman--that's 56 pounds for a 140-pound woman like Janet--so it's a major factor in energy.


Here's some good news: Because muscle mass is linked directly to metabolic rate, women can give their metabolic engines a boost with weight training and other forms of exercise that builds muscle. Second, with eating the right sources of very lean protein you can encourage muscle development as you exercise.


An overview of midtown manhattan

Midtown Manhattan contains the most popular tourist destinations in New York City and is the single busiest commercial district in the United States. This section of New York City includes the area between 14th Street and 59th Street from the East River to the Hudson River; the “heart” of Midtown is from 31st Street to 59th Street between Third and Ninth Avenues.


Manhattan was originally settled by the Lenape. In 1624, a permanent European presence settled on the island; one of the Dutch East India Company’s explorers, Henry Hudson, was the first to successfully map the region. The land was named Fort Amsterdam and the natives sold it for $24; 1625 is now recognized as the birth date of New York City. The British conquered the settlement in 1664 and renamed it “New York” after the English Duke of York. From January 11, 1785 to the Fall of 1788, New York City was one of the capitals of the country under the Articles of Confederation; New York was America’s fist capital city under our Declaration of Independence.


The nineteenth century population explosion made Midtown Manhattan the center of commerce for the entire area. During the Great Depression and between the World Wars, Midtown saw a lot of art deco buildings erected, in particular, the Empire State Building, which was the tallest building in the world at that time. Today, it is the tallest building in New York after the demise of the World Trade Centers, and the second tallest building in the country.


Today’s Midtown includes a variety of vibrant, eclectic neighborhoods: Gramercy, a relatively quiet area; Hell’s Kitchen, which figured prominently in New York City’s organized crime; Chelsea, a very gay-friendly area and a center of art and night life; Murray Hill, formerly a stiff and professional area, recently becoming a nightlife haven; Turtle Bay, where the UN Headquarters is located; Rockefeller Center, site of the famous Christmas tree, the Theatre District, famous for the many Broadway theatres in the area; the Meatpacking District, once an undesirable location is now one of the hottest nightclub spots in Manhattan; Koreatown, affectionately called “K-Town” by the locals; Times Square is one of the busiest tourist destinations in the entire world; the Garment District, the center for fashion design and manufacturing; and Herald Square, a hub for retail shopping.


Most of the famous New York City tourist attractions are located in Midtown Manhattan: The Museum of Modern Art, or the MoMA, is one of the foremost museums of modern art in the world. The largest gothic-style Catholic Church in the United States is St. Patrick’s Cathedral, located on Madison Avenue. Nearby is high-end retailer Saks Fifth Avenue’s flagship store. Legendary concerts and sporting events happen nightly at Madison Square Garden. The New York Public Library, one of the world’s best research institutions, has various locations throughout Midtown. Midtown Manhattan is absolutely packed with restaurants, bars, and just about anything for individuals of all ages.


Midtown Manhattan is a bustling metropolis for both tourists and locals. It’s easy to navigate and you’re never far from a museum, world-class shopping and dining, or family attractions. Midtown offers a colorful, vibrant slice of New York life that you can’t afford to miss.


Keep your financial troubles at bay immediate personal loan

Procure immediate decision unsecured loans and execute your home revamp plans, consolidate your debts, ferry to your dream land or just repay your medical bills…the choice is yours. If instant decision on your personal loan is what you are looking out for…then instant unsecured same day loans is the right loan option for you.


Interested borrowers can avail cheap instant personal loans to refurbish home, finance education, wedding, holiday or even to pay off your debts or bills. If you’re wondering how the personal loan process is completed so quickly, lack of security or collateral will answer your question. Fast Cash Personal Loan since unsecured personal loans don’t require you to pledge any property for the loan amount you can procure these loans without the hassle of any tedious property verification procedure or even long waits for loan approvals. Unsecured fast approval personal loans are available to both tenants and homeowners who are wary of pledging their property.


Based on the rate of interest, personal loans can be classified as fixed rate personal loans and adjustable rate personal loans. However rates of interest on unsecured personal loans are normally higher than rates enjoyed by your counterpart who offers security for the loan amount. But you can overcome this problem by comparing unsecured loan rates online. Lenders outdo each other by offering lower and lower interest rates all in an attempt to attract borrowers. So why don’t you broaden your horizon by logging onto the internet and securing rates as low as 5.7 % APR?


Not true…immediate cash loans poor credit guaranteed approval is approved without a collateral backed up. Run less risk with no collateral, no credit check immediate decision loans, what more can a tenant with poor credits ask for? Clear off all multiple unsecured debts with a guaranteed approval secured personal poor credit loan and fight out bad credits. Don’t just tackle debts but enhance your credit scores as well. Bad credit tenant or homeowner loans instant decision is here to help you out.


You may need repairs or even a medical emergency can arise and leave you stranded. All you need to do is apply online. It is fairly easy to qualify for and get approved for. You just need to answer a few questions, provide verification of employment and banking information and you can be well on your way. It will not only give you cheap rates but up to thirty days to pay it off.


Monday, May 23, 2016

Does your weight loss plan cause food cravings

For your weight loss plan to be a weight loss success, it’s absolutely critical that you understand the difference between weight loss fad diets and safe, effective weight loss routines that produce long-lasting weight loss results.


There are all sorts of weight loss programs out there that can help you lose weight (not necessarily fat), but they are so miserable that it's impossible to stay on them very long - even more difficult is keeping the weight loss results you achieved.


The four characteristics for successful weight loss are:


1. The weight loss plan must avoid cravings


2. The weight loss plan must avoid hunger


3. The weight loss plan must include increasing your activity level


4. It must be a weight loss plan you can live with for a lifetime


What are cravings? A craving is when your body pushes you to want a particular food ingredient. This can occur even when you are not hungry. When you finally give in and get the food, you almost always binge, that is, eat more than you would have if you did not have the cravings in the first place. For the most part, you body is probably asking for water, but out of bad habit you might turn to fatty fast foods to fill the gap.


What causes cravings? Your body needs 6 essential food ingredients to function properly. They are carbohydrates, fats, proteins, minerals, vitamins and water. If you deprive your body of any of these, it will create the sensation that will drive you to get it. The most easily identified example is when you deprive your body of water. You develop thirst. Thirst is the body's craving for water. Don’t turn to fast food, when all your body is asking for is a big glass or two of fresh cool water. Better still, don’t turn to a fad diet that restricts you to eating one or two items only. This will only heighten your body's need for other foods.


Weight loss plans that tell you to cut out particular foods will always lead to cravings. It is this battle in your body to give it what it needs that creates conditions of discomfort and lead to most individuals ending the weight loss programs. There is an area of the brain that controls what and how much you eat. It is also responsible for creating cravings as a way for you to provide the body what it needs.


So, what is the best way to avoid cravings? First and foremost, the best way to avoid cravings is by eating all the required food ingredients. The key is that in all of the food groups, there are "good" types and "not so good" types of foods. You need to know the good types and eat only those. For example, with carbohydrates, good types (in general) are the ones with a low glycemic index (GI). GI is a measure of how fast a food increases the production of insulin. Insulin causes fat buildup. Whole grains and vegetables have low GIs and therefore are good for weight loss.


By understanding the weight loss concept of eating all of the essential foods and dividing them into "good" and "not so good" foods, you will avoid cravings and overeating.


How free information can help make you rich trading forex or shares

No one can predict the future with any high degree of accuracy, and the farther ahead the seer attempts to look, the less accurate he is likely to be.


Be receptive; good information is where you find it.


Second, you will find that the costliness of information does not necessarily reflect its value.


Much of the best material you will get is free.


Your primary sources of investment information are two: New York Stock Exchange member firms and the companies in which you are interested.


Your brokerage firm will provide accurate, up-to-date material, free for the asking. The increase in the number of new investors has launched many firms on broad-scale informational programs. Most of them have weekly market letters, monthly or quarterly surveys, analyses of individual stocks or industries.


(A recent tabulation shows that some 296 member firms now issue about 30,700 market letters, 15,500 pieces of sales literature, and 1,800 special reports — a stack of paper some 38 feet high and weighing around 975 pounds!)


The weekly letter is usually the work of a senior analyst whose job is to move around and tap professional opinion on current market trends, or to conduct field investigations of new developments in companies or industries. It is conversational, newsy, and necessarily not very exhaustive.


The monthly and quarterly surveys are more thoroughgoing, but the editorial and production time involved in putting them together makes them something less than up-to-the-minute. These usually compare performances, indicate trends, and carry ratings or opinions of various groups of stocks. You can get on the mailing list for these items very easily.


Also join selective internet message services to give you up to the minute information.


On request, your broker will also send you fact sheets on individual companies you may be interested in. These usually cover the basic elements of the company's financial history: its capitalization, its earnings and dividend records, and the prices at which its stock has sold.


On request, too, you may get rather more elaborate studies of companies or industries, the range depending mostly on the versatility of your brokerage firm's research department.


Finally, your broker should have booklets on specialized ventures, such as the Monthly Investment Plan, investment clubs, Forex or commodity trading.


Corporations are also very much aware of investor interest these days, and most of them are happy to send you annual reports, quarterly statements, stocks prospectuses, or other information, if requested.


These are frequently more ample than your broker can provide; annual reports contain balance sheets, consolidated income statements, and earnings records going back 10 or even 20 years, as well as general factual information on the company's activities.


It must be remembered that companies are naturally prejudiced in favor of their own business interests, and are inclined to put their best foot forward.


This does not mean that their information cannot be trusted, but simply that an annual report, for instance, which is management's accounting of its stewardship to stockholders, will put the company in the best light. It is possible that there will be an overenthusiastic view of its performance or prospects.


Secondary sources coming easily to hand, are ordinary newspapers some 600 of which now print daily stock tables and general circulation magazines dealing with business and finance.


These have the virtue of non-involvement with the financial community as such, and possibly a broader perspective on the news. On the other hand, they may lack some of the information readily found in more specialized financial publications.


If you are trading on the Forex download some Forex software to help you predict future price movements.


Casino games history or how people have learnt to count cards part3

Gladiators.


Mathematical developments of the game pioneers and creation of simple and efficient counting systems incited the appearance of a great galaxy of professional players and experts of blackjack.


Revere invented a new simple counting system and first described the method of reducing the current score to the real one. Stanford Wong amplified and improved Hi-Lo system, and also developed the Halves system. Lance Humble, Brison, Gordon, Harvey Dubner, - all these giants made a great contribution to the development of the methods of the game.


In late 70s the professional gambler Al Francesco, probably created the first blackjack team in history. He hired the enthusiasts, taught them Lawrence Revere's counting system and sent them to play. He invented and put into practice the principle of "BIG PLAYER" - when the part of the team is humbly playing low and some drunken and wealthy fish makes high bets on the given signals.


Ken Uston also belonged to this team. Uston was the vice president of fund stock exchange at that time. However after meeting Revere he quitted the stock exchange and changed his strict outfit for magnificent bush of hair, golden chains and silk shirts with huge collars in the style of that time.


Uston played for Francesco's team for quite a long time and with varied success, but his ego did stand it under the pressure of his own ego. He had a very high opinion of himself and wanted to be the first in everything. He left Francesco and wrote several books about his adventures. The books simply exploded the gambling world.


The book "BIG PLAYER" revealed the secrets of team game. The Book "Million Dollar Blackjack" is stuffed with unbelievable stories in intervals explaining the technical aspects also presents different cards counting systems. Uston made people believe that one can beat casino playing blackjack. Win a lot. Millions of dollars. Also everyone found out how casinos react to the professional gamblers - slams, insinuations, blacklists, crooked gambling, false accusations. Uston was in the blacklists all over the world, having won with his several teams about 8 million dollars.


By the way, Al Francesco and many other players are still dissatisfied with Uston's actions who decided to publish the methods of the game which were then available only to the few. But Uston would not be himself if he had not done it.


The next outburst of his popularity was in early 80s, when Ken won the case against a casino in New Jersey (Resorts International Hotel Inc.). Since then no casino of this state (unlike, for example, Las Vegas in Nevada) is not eligible to prohibit playing to person who can count cards. On the other hand, this verdict made the rules in Nevada much worse than in Vegas.


The next wave of the struggle between the casino and counters relates to Uston's era. The casinos understood, that well-financed team of pros can cause great losses. And then the multidecked games, frequent riffle were coming into fashion and several good rules just died away. There appeared special detective agencies who spied on the professional players, collected the necessary information about them and distributed it among the casinos.


Uston created new methods of the game, used makeup, recruited more and more people in his teams and started playing abroad. He also was writing new books, was starring on TV, was writing new articles, was developing new counting systems. By the way Ken, wrote the book on optimal game strategy for Pac-Man (arcade video game). It's a video game not for money, he was just interested in it.


One of the most scandalous Kenny's projects was creating the team against the casino with using the computer. They used hidden on the body and in the shoes micro chips that calculated the current situation in the game more precisely than any other "human" strategy and gave the necessary signals to the player. His teams almost broke several casinos, but in a while they were caught, arrested and accused of fraud, the computer was confiscated. However, the experts including FBI experts, proved that there was no fraud and the accusations were withdrawn. In two weeks the Supreme Court of the USA of Nevada State made the usage of computing devices in casinos illegal...


Kenny was a good guy, the heart of the company, first class jazz musician, loved by women and press. He had great plans on making a film, writing new books, arranging one more trial, and surely new projects on blackjack. His life was suddenly interrupted in 1983 and the version that casinos are privy to his death is not cast back yet.


Sunday, May 22, 2016

Sports betting tips how to bet on sports successfully

Sports betting is one of the most exciting types of gambling. The suspense, the tension, the great satisfaction when it turns out that you have made the correct prediction, not to mention the added bonus of winning cash money… Even if you are not a particular sports fan, betting on sports certainly adds an interest in sports.


There is more than one way to bet on sports. You can choose between flying to Vegas and placing a bet at one of the flashy casino sportsbook while watching sports on big plasma screens, staying at home and wagering at one of the thousands of online sportsbooks available on the net, at your neighborhood bookie, your office pool… Wherever you choose to wager, here are some useful sports betting tips.


Sports betting is a game of skill, which takes years of learning and practicing to master and still, even professional gamblers who make their living from betting on sports, lose. It basically means two things: first, intuition and luck are great benefits in sports betting as in other types of gambling, but if you rely exclusively on them, you are doomed to lose lots of money. Second, restrain your expectations and try to have fun.


In sports betting, as in most types of gambling, the advantage is not on your side. However, the knowledgeable bettor has better odds of enjoying a successful sports betting experience than the spontaneous gambler who places a bet following his gut feeling and wishful thinking. Therefore, do your homework and make sure you understand the basics of sports betting.


Learn everything you can about the odds, the type of sports, the teams or players who take part in the match you are betting on. All the information you are seeking is available online within a mouse click distance, so there is no reason to be lazy about it.


If you are betting online, choose only reputable online sportsbooks that have been around for at least a year, are licensed, regulated and members of a gambling association, so if you will not be paid on time, or at all, at least you would have an address for your complaints.


Limit yourself to a small selection of games to wager on. The more games you pick the lower the chances of stepping out as winner.


While you choose, make sure that you know why you making your specific decision. Again, giving full trust to your intuition and or your emotion as a sports fan is the best strategy to empty your bankroll.


If you cannot help but wagering on your favorite team regardless to the odds and to the basic common sense, at least make it minimal: place small amount of money so you would still be able to have fun watching the game.


If, God forbid, you lose, do not be tempted to bet more or you will end up in an endless circle of chasing your bets. Trust me; you do not want to go there.


If you win big time, do not invest your entire winning on betting at once. It will be wiser and more responsible to be satisfied with betting only a certain portion of your winning.


Remember, proportion is a key word. Taking everything in proportion, including when winning, losing your money and or watching your favorite team lose, is the best strategy to minimize the financial and emotional damage.


and do not forget to have fun!


Tim berners-lee father of the internet

Tim Berners-Lee, while working as an independent consultant at a nuclear research laboratory in 1980, developed an innovative way of storing information in a program named Enquire.


That work was later used as the foundation for the development of a global hypertext system - popularly known as the Internet or the World Wide Web.


The WWW was developed to increase the ease with which people could exchange information. This became a reality with the introduction of the first WYSWIG (What You See Is What You Get) hypertext web browser which was written by Tim Berners-Lee.


The advantage of the WWW over previous systems was the lack of a need for a centralized server. In short, this meant that it was just as easy to retrieve, as well as link to, a document that was down the hall as across the world.


This was a huge breakthrough in computing science.


The Web and the first web server were released to the hypertext communities in mid 1991, after being released within CERN in late 1990. In order to achieve a coherent standard for the WWW, specifications for URLs, HTML and HTTP were published.


The universality forced by these specifications, the non-dependence on a central server and decision by Berners-Lee not to profit from the WWW led to a high level of adoption of the technology between 1991-94. A ten fold increase in annual traffic was recorded on the first Web server during this period.


With the advent of the Web, a number of spin-off technologies have emerged. A vast array of server side, client side and database languages have been created to fulfill needs of businesses and individuals.


There are two types of programming languages used on the WWW: client-side and server-side.


A client-side language is executed in the users' browser and is not dependent upon the Web server. Client-side programming is done almost exclusively with JavaScript.


A server-side language executes on the Web server. In recent years server-side programming has become more popular than client-side programming because it is independent of the type of browser that the surfer is using. Programmers refer to this as being 'cross-platform'. Perl, PHP, ASP and JSP are popular client-side programming languages.


Databases have been developed to allow for 'dynamic' websites.


Dynamic websites allow for a high level of personalization when retrieving information.


Whenever you type in values in a form on a web page - whether those values are for a user id and password, the characteristics of your ideal partner or an author's name - it's a 'dynamic' web site. That is just a way of saying that there is a database being used to run the website.


Popular databases used include MySQL, PostgreSQL, Microsoft SQL Server and Oracle.


An area of the WWW that Berners-Lee has direct involvement is in his role as the Director of the World Wide Web Consortium (WC3) which has existed since 1994.


The aim of the WC3 is to achieve coherent standards between all companies using web technologies such as HTML, CSS and XML. Prior to the creation of the standards detailed by the WC3, companies used different standards, which led to potential incompatibilities. The WC3 remedied this by creating an open forum - allowing companies to agree on core standards for WWW technologies.


The future of Berners-Lee's influence on modern computing is in the context of the Semantic Web. 'Semantic' means 'meaning'.


A semantic web is one where elements that appear in a document hold some meaning that can be automatically processed by a machine in some form of data gathering. Currently, documents on the WWW written in HTML hold no meaning ­ they're presentation based.


Tim Berners-Lee laid the conceptual foundation for the World Wide Web. It was his initial idea to create a way where information could be freely and easily exchanged. The standards associated with it and the lack of reliance upon a central server, gave the Web a cross platform advantage and independence, which led to its meteoric rise in popularity.


In turn, its popularity spawned and popularized many different programming languages, databases, markup standards, servers - as well as - viruses and worms.


However, while Tim Berners-Lee is the 'father' of the Internet, its development over the years is a result of the efforts of an extraordinary number of individuals. There is little question that 500 or 1,000 years from now, historians will look at the invention of the Internet as one of those rare, seminal historical events - much like Gutenberg's printing press.


Friday, May 20, 2016

Visit boynton beach florida

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Boynton Beach, Florida, which calls itself "Florida’s Gateway to the Gulfstream", is a city of over 60,000 people and is situated on Intercoastal Waterway on the East Coast of Florida, approximately midway between Palm Beach and Boca Raton and is less than one and one half hour's drive north of Miami. It has an average temperature of 74.5 degrees.

Stay at a fairly inexpensive hotel like the Holiday Inn Boynton Beach Congress Street, 1601 N. Congress Ave., Boynton Beach, Ca. 33436, (561) 737-4600 or the Holiday Inn Express Hotel South Palm Beach County, 480 Boynton Beach Blvd., Boynton Beach 33435, (561) 734-9100 or the Hampton Inn & Suites Boynton Beach, 1475 West Gateway Blvd, Boynton Beach 33426, (561) 369-0018. Play golf at The Links at Boynton Beach, 8020 Jog Road, Boynton Beach 33437, (561) 742-6500, a complete golf facility featuring an 18 Hole Par 71 Championship Course, challenging, but fun and interesting, from any of its four sets of tees, the 9 Hole Par 30 executive length Family Golf Course, with five sets of tees, is an opportunity for families and friends to share a day in Nature, the Links' also offers a complete Practice area with a grass tee driving range and free putting and chipping/bunker greens or at the Cypress Creek Golf Club, 9400 Military Trail, Boynton Beach 33436 (866)696-4541, a beautifully laid out course for both the novice and professional. Water comes into play in 14 holes, five of which force one to play to the approach shot over water to reach the green.. Play tennis at the Boynton Tennis Center, 3111 S. Congress Avenue, (561) 742-6575, with it's 17 Har-Tru courts and it's 4 composite courts.

Check out Alberts & Merkel Bros., Inc, Orchids and Tropical Gardens, 11580 Hagen Ranch Road, Boynton Beach 33437, (561) 732-2071, or the Arthur R. Marshall Loxahatchee National Wildlife Refuge, 10216 Lee Road, Boynton Beach 33437, (407) 732-3684 or the Mangrove Nature Park, 700 Northeast Fourth St, Boynton Beach 33435, (561) 734-4800.

Go swimming, snorkeling or scuba diving at Oceanfront Park, Inlet Park or Gulfstream Park. Go saltwater fishing in the Gulf Stream for Bluefish, Sailfish, Marlin, Blackfin Tuna, Dolphin (known elsewhere as Mahi-Mahi), King Mackeral, Red Snapper, Yellowtail Snapper, Sheepshead, Pompano, Wahoo and more.

Take a scenic cruise up the Intercoastal Waterway to Palm Beach. Drive up to Palm Beach or down to Boca Raton (both are less than a one half hour's drive away), or take a beautiful one and one half hour's drive down to Miami and enjoy the nightlife.

For more information about the city of Boynton Beach, Florida see: boyntonbeachfl. usacitydirectories. com, a directory of links to the city of Boynton Beach, Florida guides and directories listing hotels, restaurants, attorneys, real estate brokers, information, resources, services, things to do, places to go and more.

Thursday, May 19, 2016

Custom flower arrangements - your choice

Do you want to add beauty to your home or space but are not able to find anything that is "just right"? Have a custom silk flower arrangement made just for you. Whether you are looking for something small and subtle or big and bold, there are many benefits to ordering a custom silk flower arrangement. Custom arrangements enable you to have that perfect piece, no matter what your home decor may be. You get the style you want, the size you need and your favorite flowers in the colors you love.


You get to choose your style. If your room is contemporary, a simple and slender arrangement will be perfect. A few large flowers arranged in a tall, modern vase with silk leaves or grasses will finish your modern look with a touch of warmth. Traditional arrangements are, generally speaking, more formal in appearance. They are often full of flowers and accents that create a very full, and sometimes very large, elegant center piece. Familiar garden flowers sometimes placed in rustic containers are used to create country silk flower arrangements. These may be completed with dried components to round out the look and their display provides for a very comfortable feel in your room.


You specify the size and the shape. Small arrangements can be used to dress that bare coffee table. A larger arrangement may be used as a centerpiece on your dining room table or displayed in an entry hall. If you have a place for one, extremely large silk flower arrangements offer a stunning focal point. These may be placed in front of an otherwise drab fireplace during the summer months, or set on a table in a large room. If your arrangement will not be seen from all sides (maybe it is set against a wall) consider what is referred to as a three sided arrangement. They have one flat side not intended for display. These will save you money and space on your table. Round or rectangular silk flower arrangements can be specified as your needs dictate.


The color choices for you silk flower arrangement are almost as endless as the types of flowers that can be used. Bright, bold colors that contrast your walls will help to create that special focal point necessary to anchor your room. Light, soft colors can blend well into the decor and simply give a softening effect. Silk flowers and dried accents are available in colors to work with and match any decor. Be imaginative with your choices.


Custom silk flower arrangements are made to your specifications. By choosing the colors, flowers, style and size, you can have an arrangement that will fit into your home decor, no matter what the style. If you are uncertain about what may look good in your space, present photos of the room to your floral designer. They will be able to offer suggestions and guide you through the process. Accenting your room with a custom silk flower arrangement, whether on a table, dresser, counter top or in front of a fireplace, will certainly bring a sense of soft warmth to your home.


Wednesday, May 18, 2016

How to save money and get discount homeowner insurance in wisconsin

As a Wisconsin property owner, you may feel a bit overwhelmed when it comes to learning how to save money and get discount homeowner insurance in Wisconsin. That’s perfectly understandable, give the number of companies, policies, and ways to shop for residential real estate property protection. However, you shouldn’t let that overwhelming feeling keep you from finding affordable property coverage. In WI, you can apply for free online homeowner insurance quotes.


When you shop online for inexpensive home coverage, you’re able to compare the various policies multiple real estate insurers offer. This means you don’t have to make several appointments with numerous insurance agents. As a matter of fact, it means you don’t even have to leave your home. Just apply for free online homeowner insurance quotes and browse the results. It’s that simple. Your personal information, such as specifics about you and your home, are matched up with multiple companies and policies. In other words, online homeowner insurance quotes cut out the fat for you. Once you choose a few policies that meet your budget limitations, you can then contact an agent for even further personalized rates.


Some websites even provide you with tips to save money on homeowner insurance. In Wisconsin, many homeowners don’t realize simple home repairs and upgrades can increase their chances of obtaining discounts for real estate property coverage. For example, when you safeguard your home against fire and theft, such as installing deadbolt locks, smoke alarms, and fire extinguishers, you can usually score more affordable property coverage in WI. The same is true for repairing or replacing your roof as well as putting in sturdier, more resistant windows and upgraded electrical and plumbing systems.


EZQuoteGuide. com not only provides you with free online homeowner insurance quotes, but they also offer tons of additional information to help you save money on homeowner insurance quotes in Wisconsin. So what are you waiting for? Money-saving opportunities are just a click away!


Balanced score card - a better approach for maximizing performance and maintaining results

If you are a part of an accounting or check department of any major or even minor company, you would probably have heard of a balanced score card. What is a balanced score card you ask? Well, if you aren’t aware of the term itself, you would surely be aware of the principle behind it. Remember your SAT scores Rather than being absolute values like say 95 out of a hundred, they were typically presented in percentiles. This is one instance of a balanced score card. Another instance could be the percentile rank of your status in a class as compared to a percentage rank.


Well, it is not exactly an easy concept to explain, but allow me to try. When anything needs to rated, there is usually a principle for the rating. In the older days, when things were more linear, this happened as a linear calculation. But, as the business environment and businesses themselves got more and more complex, other variables started influencing business operations. In order to arrive at the true picture, these too needed to be taken into consideration before a proper study could be made. This was the idea behind a balanced score card.


To take a real life example let us assume that the sales figures of a particular product are being evaluated across the world. Now the sales would surely not be consistent across the world. But the sales managers would surely have tried. There could be external business environmental factors influencing the sales in one or more regions.


For instance, the business climate in Brazil could have been worse than the climate in the US. At the same time, the resources available in the US could have been greater than in Latin America. Similarly, the market in China could have been impacted by the presence of low cost me too operators. While the technology incompatibility could have made the product dearer in markets such as Japan.


Now no rational manager would expect the sales figures from all over the globe to be consistent. Which is why a tool such as a balanced score card comes into the picture. A balanced score card weighs the factors influencing an action (in the above case sales) against the availability of factors that help or obstruct it.


Which is why, when a balanced score card analysis is done, the sales figures for Latin America could prove to be better than those for America due to the weightage awarded to the factors influencing sales. A balanced score card is just one way to do so. There are others as well. But their objectives are consistent. Think of a balanced score card as some sort of a handicap for resource and opportunity poorer markets.


Low cost secured loan making a mountain out of a molehill

A Low Cost Secured Loan like any other secured loan requires you to guarantee repayment and hence demands that the creditor be given some security. Collateral arises out of this need and can be in the form of your home or any securable asset. The higher the value of the collateral, higher is the possibility to lower the interest on your Low Cost Secured Loan.


A Low Cost Secured Loan is defined differently by different people. For some people it means low monthly repayments, for others it could mean lower amounts of interest repayable in total, getting a higher percentage on the equity in your home that is offered as collateral or taking advantage of your credit history (only if good!). However, all these criteria vary for each individual. Loan terms must be in perfect harmony with the borrower’s requirements and financial standing and not in accordance with loan standards. A perfect Low Cost Secured Loan should be inclusive of all means that can cut down the cost of the loan.


The main factor influencing the final cost of a loan is the interest rate. Interest is the amount you pay additionally over the principal. Repayments are calculated by dividing the secured loan amount and its additions on its repayment term. When a borrower draws a low cost secured loan (at a lower interest rate), he will surely have to pay less as monthly or quarterly repayment Interest can also fluctuate depending on your credit history and the collateral you put up against the loan.


A Low Cost Secured Loan stands true to its definition only when it becomes cheaper than a regular secured loan. Good credit history can make this difference. A good credit statement gives the lender a summary of your financial dealings and how you repaid loans in the past. Here, good credit assures the lender of your monthly repayments. This also makes it easier for him to lower your interest rates. On the other hand bad credit reverses the situation.


Putting up high–value collateral can further lower the cost of your Low Cost Secured Loan. A lender isn't going to give you the total value of your collateral anyway, but if you're offering collateral that is worth quite a bit more than the amount that you're requesting, then they're much more likely to give you lower interest rates. Sometimes with a good financial standing, you can get even up to 125% of your collateral value, while with bad credit it can become difficult to get even 65% of it. A high collateral value in comparison to the requested loan amount all but guarantees the lender of repayment and he allows you to reap from this benefit by lowering the interest rate and thus your monthly payments. Also, collateral that is easily accessible and of high value can negate any effect that bad credit can have on your Low Cost Secured Loan.


Using the same lender repeatedly establishes a relationship between you and him and increases your likelihood of getting a Low Cost Secured Loan. If a lender has had positive dealings with you in the past, then he is more likely to trust you again.


Though everyone desires to have a Low Cost Secured Loan, not all are aware of the manner in which to proceed to get one. The first thing you must know is that Low Cast Secured Loans are not available readymade. You need to make an effort researching and finding loan terms that suit your pocket. After customizing a loan with your lender, do the calculations and make sure that the Low Cost Secured Loan works out to be low indeed. Compare it with other loan quotes. So here you become aware of the loan statistics without having incurred any obligation.


Public speaking or gargle with drano 4 ways to prepare

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Which sounds more appealing, getting up in front of a group of strangers and talking, while they all sit there looking at you like a dog watching a ceiling fan...or gargling with Drano? It's no surprise how many would choose the Drano.

Public Speaking has been ranked as the "number one fear" among thousands of us. The anxiety is overwhelming, you start to sweat profusely, your knees are knocking so hard you might break a kneecap, hands tremble like you dipped them in a fryer full of hot oil, voice starts quivering like someone dumped a bucket of ice water on your head and you can't remember what it is you are supposed to be talking about. Why? Because you are scared to death.

I want to share with you some tips on overcoming this fear of Public Speaking.

1. Picture yourself doing it, go ahead picture yourself standing in front of all these people saying what it is you are going to be talking about. Picture yourself from start to finish. Begin with walking up to the microphone or podium, all the way thru your speech, and then finally wrapping it up to a successful outcome.

2. Practice, practice, practice...do your speech 'out loud' over and over again. Now, do the same thing to a real live person..(just make sure they will be honest with you about your presentation). It's been said: "Repetition is the mother of all skill"...it really is and you do it everyday in your real life, because you have done the same thing over and over again. You can just about overcome any fear you have by doing it over and over again. Sports are a good example...you see NBA players almost never miss a free throw, PGA players make 20 foot putts, NFL kickers put it thru the uprights. It's not because they were born with some special skill...it's because they practiced and practiced and practiced some more. The same holds true for Public Speaking.

3. Whip out the camcorder and tape yourself giving your speech. That way you will be able to see what the audience will be watching and listening to.

4. Get a grip...just before you give your speech, RELAX. Take some slow deep breaths and remind yourself that all these people are here to listen to what you have to say. They don't know (or really care) what your personal life is like. Honestly, they could care less about anything going on in your personal life that YOU feel is adding to this anxiety.

The more prepared you are, the less anxiety you'll experience, which in turn, will boost your confidence sky high. Then after you are all "said and done"...you will never look at a can of drano the same way again.

Toys for your dog - could some toys be potentially deadly

Until he has been weaned, a puppy plays with his littermates and playthings aren't necessary. They are even uninteresting and possibly dangerous. From the age of 6 to 8 weeks, he starts to take an interest in toys. Almost anything will do, as long as it cannot be swallowed, or cause injury. Puppies enjoy pulling things, shaking things, carrying things around in their mouths, and as soon as they are able to run without tripping, they enjoy chasing things. This is the moment to buy you pet a rubber ball.


Not just any kind of a ball, and certainly not the soft foam rubber type, (which can be chewed to bits and swallowed), not the inflatable children's ball that can puncture with his sharp baby teeth. Buy him a hard rubber ball that is too large to be swallowed but small enough for him to hold comfortably in his mouth. Buy it, like all his toys in a pet store, not a toy store, there is a difference in the types of materials used.


A larger dog can be given a used tennis ball, but never give any dog a golf ball. Golf balls can be swallowed by some of the larger breeds, and they all contain a poisonous liquid core. Never give a puppy a stuffed animal, or an object of painted wood or flimsy plastic. Avoid toys resembling actual household objects like gloves or slippers, unless you are prepared to face the consequences of him going after the real thing. While children can be warned against putting harmful objects in their mouth, dogs are obliged to pick up everything with their mouth.


When a puppy is separated from his littermates, he misses them intensely at first. The best substitutes for his playmates are a few toys, (one is not enough), with which he can play alone, with children, or with you.


Try to schedule a regular daily playtime. Never right after a meal, because he needs quiet for proper digestion, and never after a long period of confinement, because the excitement of play will make him want to urinate. Before mealtimes is good, as well as before bed time too, but only if he is given an opportunity to empty his bladder before retiring for the night. Whatever the time, the 10 or 15 minutes you devote to playing with your puppy will be the high spot of his day.


During the puppy's teething period, (from 3 to 7 months, more or less), you should provide him with chewing toys of digestible rawhide or, even better, a harmless nylon bone of suitable size. They will keep him occupied for hours on end. They will also prevent a lot of destruction. When you spot him gnawing on a chair or table leg, it is much more effective to say "NO" and immediately offer him the alternative of a chewable bone or ball.


Biting and chewing are perfectly natural and instinctive traits of all dogs. Trying to suppress this activity by scolding and not offering an alternative is useless. At teething time, it is not only obsessive but also very practical in dislodging baby teeth to make way for permanent ones. Like a child, your puppy will become attached to his old toys to those, at least that he hasn't destroyed or lost. But as he grows bigger, you should think of replacing them with other more suitable to his size and strength.


Tuesday, May 17, 2016

Internal cleansing products

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Internal Cleansing Products come in a wide variety of formulas, systems and programs and almost all of them are based around all-natural herbs, vitamins and minerals designed to break down toxic and chemical build up in the vitals organs associated with the digestive system.

Almost all internal cleansing systems use dietary supplements comprised of key elements that can break down unwanted build up in the internal organs. Herbs such as Goldenseal, Apple Pectin and Rhubarb are perfect examples of these naturally occurring elements that have an effect on toxic build up in the colon and intestines.

Some products and systems like Dr Natura Colonix have fiber drinks that are to be used in addition to a dietary supplement to aid in the natural passing of broken down toxin, chemicals and parasites that the dietary supplements breakdown. It is not essential to use a fiber drink in conjunction with a dietary internal cleansing supplement it does make the passing of unwanted material easier and more comfortable.

What is a Master Cleanse or Master Cleanser?

Some products like the outstanding Enuvia Internal Cleansing System target other areas of the body in conjunction with the colon for total body cleansing. We tend to call these products Master Cleansers or Master Cleanse.

We have entitled these products Master Cleansers because of their amazing ability to cleanse the three main organs associated with the digestive system, the liver, kidneys and colon. When the body has the three main organs flushed out the body works highly efficient level and the overall feeling of health and wellness are improved. Master Cleanse is achieved when all of these three organs are flushed over a thirty day period of time.

Why internal cleansing products come in packages of two or more full systems?

Almost all internal cleansing programs offer package deals. Many of our readers have asked us why they would need multiple packages of internal cleansers. Their curiosity is valid, if toxins build up over long periods of time, why would you need to flush more than once per few years? Well, the answer is simple, the cleaner you keep your body, the better you are going to feel all the time. Toxic build up can cause negative symptoms after only two to three months, thus keeping your body cleansed every 90 days is an excellent way to keep off weight, maintain high energy levels and help keep the body healthy in general.

This is article is originally published here : internal-cleansing. com/products. html

Human growth hormone hgh and muscle building

Human growth hormone or HGH as it is also known has been the talk of bodybuilding and muscle building circles for a number of years now. Research has shown that having high levels of human growth hormone can be beneficial if you are trying to build muscle especially as you get older (you produce less HGH as you age). However, the use of human growth hormone via injections is a contentious issue as there are a number of side effects associated with injecting human growth hormones.


Before you do anything consult your doctor, find out the advantages and disadvantages and take their advice. If you can, avoid injecting human growth hormones, there are ways to raise your HGH levels naturally and safely which this article will discuss.


So What Is Human Growth Hormone?


Human growth hormone is found in all of us, it is most prevalent when we are children, as it is required for the rapid tissue growth that occurs at this stage in life. HGH also plays a role in regulating our metabolism. You should never use HGH as you are growing as it can be very dangerous, after puberty though HGH levels start to decline in the body and continues to do so as we become adults. This is why bodybuilders see HGH injections as a means to build bigger muscles, as usually their natural HGH levels will have fallen. However there are effective natural ways to raise the level of HGH in your body.


Natural Ways To Raise Levels Of HGH


The most effective is to get an early night and get into a strict sleep routine. The human growth hormone is released naturally in your body in the first part of your sleep. So by ensuring you get a good night sleep you'll optimize the release of HGH and increase tissue growth and repair. If you aren't getting enough sleep, you're 'shooting yourself in the foot', as you're actually inhibiting the release of HGH and thus the growth of your muscles.


Here's What Arnie Did…


It is reported that Arnie would get up at 3 am and do a weights training session, so that his HGH levels were at their highest, he would then go back to bed and have a proper sleep ensuring more HGH would be released and thus increasing muscle growth.


HGH levels are also increased naturally when you workout, as weight training has a beneficial effect on the HGH levels, so getting down the gym will help in itself. As you get older counteract lower HGH levels by training harder and getting more sleep, also ensure that you have a good diet and you should never need to consider HGH injections, because you don't need them. If you have a proven training program stick to it, you shouldn't need to use HGH.


Algarve portugal the south s delight

Algarve or as it was baptized by the Arabs as Al Gharb meaning 'to the west', is the most southern province of the eleven that Portugal has been divided into. Its variety in terrain which starts at the small town of Odeceixe on the west coast, nicely tucked into the Espinhaco do Cao mountain range bordering the coast and the brave Atlantic Ocean to the west. Its shoreline runs down through Aljezur, symbolic in the Portuguese history thanks to its castle which is one of the seven that appear on the flag of Portugal. Still enjoying the different shades that the fertile valleys offer, you continue along the shoreline to Alfambra, a walled in city and well-known as a fishing village and tourist attraction. To the most western tip is the Cape of Saint Vicent and to the town of Sagres where Henry the Navegator first started his navigation school. At this point, you have come to the come into contact with the most attractive Algarve beaches. Long soft sandy stretches which enclose secret coves at the beginning where the outline of the coast is extremely flat around the towns of Lagos but after the city of Albufeira it turns into cliffs. Not leaving the hypnotizing view of the Atlantic, your car hire seems to know the route and continues on to Faro, the capital of this area after having taken this title away from the city of Silves in 1577. Here in Faro you have the main gateway into this southern region when arriving at this well-prepared international airport for your holiday stay. But there is still more beach towns like Tavira, a very historic medieval town and Castro Marim another city surrounded by a protective wall. From here, the journey northward following the Guadiana River, which is the natural border between Spain and Portugal.


Saved by its Ancestors


The Algarve region has seen all the cultures beginning with the Lusitanians, Celtics, Romans and Arabs who were forced out of Faro in 1249 by Sancho II. But thanks to the combination of all these people, especially the Arabs, the Algarve province ( lisbon-and-portugal. com/algarve/algarve-portugal. html ) now has a strong production of olive trees which produce rich olive oil, figs and almonds. It is said that the almond trees were a gift from a Moorish sultan who was in love with a Nordic princess. She dearly missed the snow covered ground in winter and what most resembled that were the almond trees in full bloom in the spring. From this, the Algarve makes a rich dessert from almonds, figs, eggs and sugar called 'morgados'. And thanks to the dry weather, pears, tomatoes, melons and grapes are among the delicious fruits available year round.


Algarve Wine, A Sweet Caress for Your Lips


Grapes in Portugal are synonymous to wine, and Algarve has quite a variety. The exportation of wine from this region started under the Muslim domain and reached its climax in the 14th and 15th centuries. Lagos, Portimao and Tavira are the principal wine producers.


+ The Algar Dry from Lagos is a dry wine, served very cold for appetizers. The dry and sweet moscatel wines are aged in oak barrels for at least seven years and have about 18% alcohol content.


+ Alfonso III is another dry wine from Lagos and also served very cold.


+ Cruz de Portugal is a smooth red wine which should be served at room temperature for dessert.


+ From Tavira you have Licoroso de Tavira which is very sweet and dark in colour, served at room temperature.


+ Medronho is a type of liquer very well known all over the Algarve region and usually found in the typical 'tascas' or taverns and served in glasses from Oporto.


Cute places to see around Portugal


Between Tavira and Castro Marim, one can easily manage a nice beach day in Monte Gordo and a leisurley stroll through the Natural Reserve Park to appreciate the marvellous view of pink flamengos and long-legged storks soaring in and out of sight. For golf lovers, near Albufeira and hidden among pine trees and the shore you will find Villamoura with its campestral fields for playing a relaxing game of golf. Wherever you go in this region, be it on the coast or deep in the forest area, there are all kinds of hotels with great facilities for your stay in Algarve or the capital of Portugal, Lisbon.


Monday, May 16, 2016

Learning spanish part six more on conversation classes

Think about this very seriously for a moment. If you have children, just think what degree of spoken fluency your child had when you first packed him off to first grade. Think of all he could understand and say before he ever started his formal education. When your child was 6 years old, he or she had already achieved a high degree of spoken fluency and you didn’t have to enroll him in a “Total Immersion” course in order for him to achieve fluency. He could understand and use prepositions and other parts of speech long before he ever learned what a “part of speech” even was.


Long before learning what the names of the parts of speech were, he learned to ride the horse. He achieved spoken fluency. Then, once a high degree of spoken fluency was achieved, he hooked that horse up to the cart. He learned formal grammar.


This is why traditionally-taught foreign language courses do not work to give you a high degree of spoken fluency. It is because they put the cart (traditionally-taught grammar) before the horse (high degree of spoken fluency in the target language). The horse pulls the cart. The cart is inert and lifeless alone. It cannot move without the horse.


Does this not make sense? Is this an epiphany? I remember when this light bulb came on in my head. I recall how mad I got at how much time and effort I wasted in my days at the university trying to learn Spanish. I passed the courses. I could translate written text but could not speak Spanish.


Where I live in Mexico, there are scores of so-called Total Immersion Spanish schools. These are built on the same traditional methods. The real kicker is that are all taught in Spanish. If you cannot speak one word of Spanish and come here expecting the miracle of something called Total Immersion instruction to magically work, you will be sadly mistaken.


Can you imagine the horror?


This is another common “myth” about learning a second language. For those who finally figure out that the traditionally-taught language courses are not working, they are told they must engage in something called Total Immersion in the country where the target language is spoken.


Ok, back to critical thinking. If traditionally-taught second language instruction is, by design, unable to teach you a high degree of spoken fluency through its boring process, just imagine going through the process when the instruction is given entirely in Spanish.


I haven’t the slightest notion how this idea came into being. Haven’t you heard this pitch?


“You can’t learn Spanish here in the States. You’ve got to go to Mexico to get into Total Immersion.”


This notion, I am convinced, was born as the result of someone figuring out that teaching foreign languages in America using the traditional method wasn’t working. Someone saw that the process designed to teach you how to be a good interpreter of written text in the target language wasn’t working to give you spoken fluency. So, they concluded you would have to travel to the country of the target language and spend a fortune to do so. Then the magic of a so-called Total Immersion program, based in another country, would transform you into a native speaker.


If the process wasn’t working in the States, then what made someone think that it would magically work in the target language’s county? Especially when the course is taught all in Spanish. It is a small wonder why less than 9% of Americans are fluent in any foreign language.


Let me make the point that coming to a Spanish-speaking country can be a very smart thing to do once you’ve developed a high degree of spoken fluency.


To start with the cart (formal grammatical instruction—the cart) cannot do a thing for you without the horse (spoken fluency) to pull the cart. Remember, as children we learned first how to climb on the horse long before we ever learned there was a cart to pull. Don’t forget the Mexican nationals in the resort towns who managed to learn how to climb on the horse without the benefit of a cart.


This is so essential to understand. To learn Spanish, you have to use the same natural, fluid method you used to learn your native language. You have to use the same method to learn Spanish that you used to learn your native tongue. Never lose sight of this fact. Bilingual Mexicans, too poor to afford English lessons, do this all the time to learn English. More than half of all of Europeans learn this way and most are fluent in multiple languages.


Listen up, America. Learn to use the correct, natural method and you too can become bilingual. You do not have to attend formal classes or spend a fortune to study in another country. It is possible, right now, to begin acquiring a high degree of spoken fluency in Spanish.


First, it is the horse you must seek. Then, later comes the cart.


NEXT: How to Begin


How to make better food choices

Current trends and statistics show that people are making healthier decisions at the grocery store. In fact, according to a recent survey by the Grocery Manufacturers of America, "73 percent of primary grocery shoppers reported they were buying more nutritious and healthy foods and beverages than in the past."


A major reason for this shift is a health consciousness in America, with millions of people looking to lose weight and get into shape. However, says nutrition expert Sherry Torkos, "consumers are frustrated with their lack of success with many of the fad diets that simply don't work. Consumers are also becoming better educated about how to make food choices by using tools such as the glycemic index (GI), which is a ranking of food based on the rate of carbohydrate absorption they trigger."


Carbohydrates are staples of the American diet. In fact, most Americans get about half of their calories from carbohydrates. However, simple carbohydrates such as potatoes, white bread and pasta are rapidly digested and raise blood glucose to high levels. Fortunately, there may be a way to lower the GI of carb-rich foods by taking a supplement containing an extract of the white bean.


"The GI of white bread was significantly decreased by the addition of 3,000 milligrams of the Phase 2 brand white bean extract in powder form. At that dose, the GI was reduced by 20.23 points, or 39.07 percent," says Jay Udani, M. D., medical director, Pacific West Research.


Though consumers have lowered their fat intake, experts agree that excess carbohydrate consumption remains a problem. Fat calories removed from the diet are usually replaced by even more troublesome carbohydrate calories, meaning increased consumption of high-GI foods. This sort of diet is considered a primary factor for "diabesity," or type 2 diabetes brought on by being obese. Besides diabetes, overweight and obese individuals are at an increased risk for numerous other physical ailments, including hypertension, coronary heart disease, stroke and certain cancers.


"Consumers should steer towards the low-glycemic index foods, such as whole grains, most fruits, vegetables, nuts and legumes because they digest more slowly and don't cause spikes in blood glucose and insulin levels," adds Torkos.


The futures of major league baseball - betting to win big

Futures wagering-- which is in essence betting on who will win their division, conference, league or the whole kit and caboodle-- is extremely attractive because more times than not the odds are very good. With any sport it is difficult to predict the future, but baseball with its 162 game, seven-month season offers an especially daunting challenge.


The great thing about wagering on futures is you can bet on various teams-- fairly sure bets, up-and-comers, and long shots-- and in the end either cover or win a substantial amount of money without having risked a lot.


This article will focus on two basic topics-- strategies for determining on which teams you’re going to bet and basic methods of betting that can, to a degree, protect your wager.


In betting futures you’ll want to wager on more than one team and spread your bets amongst favorites, teams that have shown improvement, and clubs that might have that chance “Impossible Dream” year. It’s similar to betting March Madness in that you have a much better chance if you spread your money amongst various teams rather than putting everything on one club.


Before you place even one bet, do your research. Magazines, newspapers and the Internet have a wealth of analytical pieces on each team and how they should fair in the upcoming season. If possible, reviewing some back issues to see how various prognosticators have done in the past is not a bad idea. Looking for trends, such as how many analysts have chosen the Yankees to finish first in their division and to go all the way. If you have a particular expert that you find has been fairly accurate and you think that their methodology is sound, that can be extremely helpful.


Read carefully, be selective especially in considering how the analysis has been done and how detailed it is (the more detailed usually the better), and be sure to incorporate your own knowledge of the game.


If an analysis does not include the following beware of its accuracy-- business and management practices, including the team’s budget for player salaries; baseball managerial experience and Minor League system strength. Some more obvious areas that should be covered include key acquisitions, trades and losses; pitching strength and depth; offensive potential and defensive abilities. Team chemistry and other intangibles, overall depth of the team and age/experience of the club are also important to consider.


Feel free to do more detailed research yourself, you certainly may and it can pay off. If, prior to the NHL season, you had read what everyone said about the Ottawa Senators you certainly would have known that they were an improved team.


But when you analyzed the Heatley-Hossa/DeVries trade, looked at how much the Senators had upgraded in terms of speed, scoring, and defense and saw their balance and depth, it became readily apparent that the Senators were the most improved team in the NHL and that they were poised to have a breakout season (which they have thus far). Anyone who says they are a “surprise team” did not do a thorough analysis of the Ottawa Senators.


Baseball, because of its long pre-season, may have more positive hype associated with it than any other sport. Every team seems to have at least one veteran player who’s ready to have a breakout year, a rookie sensation who will make a difference, and a pitcher who can really put the team over the top.


Spring training by its very position in the calendar embodies and symbolizes optimism, signaling the end of a long, wet, cold winter and the start of a time that is defined by lazy, pleasantly warm days. Don’t fall for it, especially if you have a favorite team. Wagering based on spring training hype is as dangerous as its gets.


Also, consider that some previews are written to generate fan interest in a season that is the longest in professional team sports and, thus, will not be overly critical of many teams. Of the 30 major league baseball teams less than half have any chance of making it into the playoffs, and of those who do get to compete in the post-season only three or four possess the potential to win it all.


So you’ve completed your due diligence and you’re considering which teams to pick. Let’s take a look at this year’s futures and see what some of your choices are. The odds below were published the first week of February. Realize that different gaming sites will often present different odds. As an example, in this list the Toronto Blue Jays are 17 to 1 but another odds maker at the same time had them listed at 25 to 1.


MLB


2006 World Series (These are not current odds.)


TeamOdds


TIER 1:


New York Yankees7/2


New York Mets 4/1


St. Louis Cardinals 5/1


Boston Red Sox 7/1


Chicago Cubs 8/1


Chicago White Sox 9/1


TIER 2:


Los Angeles Angels 10/1


Cleveland Indians 12/1


Oakland Athletics 15/1


Houston Astros 15/1


Toronto Blue Jays 17/1


TIER 3:


Atlanta Braves20/1


Philadelphia Phillies 20/1


San Francisco Giants 20/1


Los Angeles Dodgers 20/1


Minnesota Twins 30/1


San Diego Padres 30/1


TIER 4:


Texas Rangers 50/1


Ariz. Diamondbacks50/1


Detroit Tigers 60/1


Wash. Nationals 60/1


Seattle Mariners 70/1


Milwaukee Brewers 80/1


Baltimore Orioles80/1


Tampa Bay Rays 100/1


Cincinnati Reds 100/1


Pittsburgh Pirates 125/1


Colorado Rockies 150/1


Florida Marlins 200/1


Kansas City Royals 300/1


For the purpose of this exercise, the teams have been divided into four tiers. Tier 1 contains the six teams that this odds maker considers most likely to win the World Series. Tier 2 consists of teams that are believed to be competitive, but have less of a chance of winning it all. The third tier is made up of teams that many of us would consider to have some chance of getting to the post-season, but they are far from favorites. The final group, which is the largest and amounts to almost half of the MLB teams, are true long shots.


One strategy dictates that you divvy up the money you want to wager in order to increase your chances of winning. If you are going to do this, and in wagering on futures it certainly makes sense, you’ll need to decide how much of a risk you want to take. The greater the risk, the greater the payoff; however, the greater the risk, the less likely you’ll see a payoff.


Let’s say you’re willing to wager a total of $100, and you decide to put it all on the 300 to 1 Royals. If Kansas City wins the series, you realize $30,000! The chances of that are, however, negligible. Instead, you may want to divide that $100 into 10 bets at $10 each. If you do that, you need to realize that betting on the top six teams means that if any of them win, you have lost money (anywhere from $10 to $65).


However, putting money on any combination of Tier 2 to Tier 4 clubs insures that if you do pick a winner you will, at the very least, break even (the Los Angeles Angels are 10 - 1). Consider that Tier 2 includes the Jays, Astros, Indians, and A’s. All of these teams have been in the mix in recent years.


Looking at the six Tier 3 teams, you’ll find that all of these clubs certainly have a chance of winning and many have been competitive and playoff bound over the past five years. Simply betting these six and the bottom four teams in Tier 2 provides you with some action that has potential to garner a return.


If you decide to venture into Tier 4 with one or two of your bets, you will be lessening your chances of hitting the winner, but if you do hit, your return will be much larger than that from any of the other tiers.


How you wager is entirely up to you. But when putting money down on baseball futures remember a few salient points. When choosing your team(s), carefully analyze each club’s entire pitching staff. Why? Pitching wins championships.


Good, steady pitching will defeat even great hitting at least 70% of the time. Don’t just consider starters. Middle relief and closers are essential in going all the way. You also need to weigh the age of the pitching staff—too old may equal a late season breakdown and too young may mean a late season meltdown. Finally, you will want to look at the depth of the farm system in terms of rookies ready to come up and, more importantly, talent that team may be able to use in a mid-season trade to bolster either its defense or offense. There’s a dearth of quality pitching and even less quality pitching that a club is willing to deal to another team. When push comes to shove always go with sound pitching.


It’s interesting to note that the New York Yankees are the team favored by most to win the World Series. The Yanks have not won it all since their team salary broke the $100,000,000 mark. It is now, of course, over $200,000,000. Although it’s been five years since they’ve brought a championship to New York, since 2000 the Yanks have been the favorite every year.


Remember in 1991 when the Braves and Twins met in the World Series? Before the season began, both had been more than 100 - 1 underdogs. The Twins won it in seven games, with Minnesota pitcher Jack Morris being chosen series MVP. That was a big payoff!


Last year the Chicago White Sox were about 30 - 1 (a Tier 3 team in our example) and the Yankees were the overall favorites at 5 - 4. The White Sox paid $300 on a sawbuck bet.


Of course if you believe in fate, numerology, and curses consider that in 2004 the Red Sox won the crown for the first time since 1918 and in 2005 the White Sox were world champs for the first time since 1917. If that trend remains that means the Chicago Cubs (last World Championship 1908) are next in line. Unfortunately, they’re somewhere around 9 – 1, meaning the payoff is slim considering it’s a futures wager.


Whether you’re putting everything on one team or spreading your dough around, predicting the future World Champions is rarely a sure thing but often it’s a lucrative venture for the people who get it right.


Sunday, May 15, 2016

Structured settlement factors

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The term 'factors' might be a little confusing to the layperson. Typically, the word is used in the sense of causative factors that lead to some result. In the financial world, however, factors are like bankers, a class of financiers. Factors buy future payments from present recipients and pay them a discounted sum as the price of the payments. They then collect the payments direct from the payers in due time. This works because the original recipient is legally able to assign the right to receive payment to the factor.

Traditionally, factors bought 'accounts receivable' from business entities that sold on credit. The business might have to give credit to increase sales volumes. However, the business could do with immediate cash for its operations. In such a situation, the accounts receivable were assigned to a factoring company that paid a discounted sum as immediate payment.

With the increasing demand from structured settlement recipients for immediate cash, a new class of factors, known as structured settlement factors, have appeared in the market. These factors buy future payments under such settlements and pay the recipients a sum based on the 'present value' of those payments.

What Do Discounting and Present Value Mean?

The terms 'discounting' and 'present value' relate to the 'time value' of money. Money in hand today has more value than the same amount received at a future date. If you have 1000 dollars in hand now, and invest it in a security that pays 6% interest every quarter, your 1000 dollars would become 1061.36 dollars at the end of one year. It is assumed that you don't take out the interest, instead allowing it to be added to the principal at the end of the quarter. Next quarter's interest would then be computed on this interest-added principal.

The above case is an example of compound interest. Compound interest could make even small sums into big sums over the course of many years. Discounting is always done at a particular rate of interest. The discounted value of a future payment is what we call present value. In the above example, if you receive 1061.36 dollars at the end of one year, its present value would be 1000 dollars. There are formulae, and readymade tables, to compute present values of sums received at any future date. The structured settlement factor discounts each of the future payments that you are selling, and total them up to arrive at the present value of the payments. They would pay you a sum based on this present value.

Can You Just Go to A Factor and Sell Your Structured Settlement?

Unfortunately, the process of accelerating your cash receipts by selling future payments is not a simple one. Structured settlements are considered socially more desirable because people tend to dissipate large sums in wasteful ways. Hence, laws have made it a complicated process to accelerate the payments.

Typically, you would need permission from a court to assign your future payments to a third party. Before giving such permission, the court would look at all relevant aspects and determine whether the sale is in your best interests. The court process takes a little time.

There would also be a lot of negotiations between you and the structured settlement factor. You seek the help of your attorney for the negotiation. In some states, it is mandatory to involve an attorney. These too take some time. Assuming everything goes well, you could get your money in about four to six weeks.

Chances of court approval and quick conclusion are brightened if you deal with an experienced structured settlement factor, who deals with you ethically and up front.

For more read at structuredsettlements. bz

Thursday, May 12, 2016

Understanding how the internet affects children

Between surfing the Internet, visiting chat rooms and sending text messages, children spend a great deal of time in cyberspace-and it's up to parents to make sure their kids spend that time safely. Consider the following statistics:


• Approximately 90 percent of children ages 8 to 16 have viewed pornography on the Internet.


• Approximately 70 percent of sexual advances on the Internet happen while children use a home computer.


• Only 25 percent of children will tell a parent about an online encounter with a sexual predator.


• An alarming 75 percent of children willingly share personal information about themselves over the Internet in exchange for goods or services.


In addition, approximately 75 percent of online teenagers use instant messaging (IM). Why is this important for parents? Because 37 percent of online teens have used IM to write something they would not have said in person.


There are both personal and technological dangers associated with a child's Internet use. Not only might a child access Web sites containing inappropriate material, but sometimes the simple act of visiting a malicious Web site can cause spyware, worms or other digital threats to be downloaded and installed on your computer.


Protecting children should be a parent's primary concern. There are several ways to accomplish this. First, establish boundaries. Decide what Web sites and content you feel comfortable letting your children see, then take steps to filter or block everything else. You can find out what sites your children have visited by reviewing their Internet history.


Internet Explorer contains a feature called the Content Advisor that enables parents to control the Web content that children see. Similar to the "V-chip" found in many new televisions, the Content Advisor uses a rating system to help you set the level of language, nudity, sex and violence that is acceptable in your home.


These tips come from the free publication "A Parents' Guide to Internet Safety" developed by Geeks On Call-a national company providing on-site computer services. The Parents' Guide is part of an educational program called "Kids Club" created by Geeks On Call to teach children and parents about Internet safety and to donate money to local schools.